It looks like you need a structured and well-organized summary of the Kerala Pravasi Welfare Scheme benefits. Here’s a refined version:


Kerala Pravasi Welfare Scheme Benefits

1. Pension Scheme

  • Minimum Pension: ₹3,500 per month for Pravasi Keralites (Foreign) – (1A) members who have contributed for at least five years and reached 60 years.
  • Other Pension Categories: ₹3,000 per month for Pravasi Keralites (Foreign) – (1B) and Non-Resident Keralites (India) – (2A) members.
  • Additional Pension: 3% increase per completed year beyond five years, with a maximum pension limit of twice the minimum pension amount.

2. Family Pension Scheme

  • If a member passes away after becoming eligible for a pension, their legal nominee receives 50% of the pension amount.
  • Eligible for members who contributed for at least five years or had an active membership at the time of death.

3. Disability Pension

  • A member with a permanent disability who contributed for at least three years is entitled to 40% of the pension amount.

4. Medical Assistance

  • Maximum of ₹50,000 for serious illness treatment.
  • Requires submission of discharge summary, treatment certificates, and attested original bills.

5. Marriage Assistance

  • ₹10,000 per member for marriage expenses of adult daughters or female members.
  • Applicable only to members who paid dues for at least three years.
  • Benefit can be availed a maximum of two times.
  • Pensioners are not eligible.

6. Education Grant

  • Children of members with at least two years of continuous contributions are eligible.
  • Maximum grant of ₹4,000 based on course selection.

7. Maternity Benefit

  • Childbirth Assistance: ₹1,000 for female members (excluding parents) contributing for at least one year.
  • Miscarriage Assistance: ₹2,000 for female members.
  • Can be availed twice only. Pensioners are not eligible.

8. Financial Assistance to Dependents of Deceased Members

  • Non-Resident Keralite (Foreign) (1A): ₹50,000
  • Non-Resident Keralite (Foreign) (1B): ₹30,000
  • Non-Resident Keralite (India) (2A): ₹25,000
  • Declaratory Members: ₹20,000
  • Pensioners are not eligible.

9. Housing Loan Subsidy Scheme

  • 5% subsidy on housing loans up to ₹20 lakhs taken from banks/financial institutions.
  • Available to members of the Pravasi Welfare Fund.

If you need further details on specific aspects, let me know! 😊

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